myFord Finance at Heartland Ford

Financial Solutions to Meet Your Individual Needs

At Heartland Ford we believe that financing your new or used vehicle should be a simple, stress-free exercise.

That's why our team of finance professionals are trained in all aspects of vehicle financing and can put the right package together to get you driving the car you want at the repayment you want to make.

The cost of finance is a major part of any vehicle purchase, as a result selecting the most suitable finance alternative for your individual needs is essential.

Your financial situation, personal preferences, business and tax position can all have a impact on selecting the most suitable finance from the many types available to you at Heartland.

So if it's a car for personal or business use, Heartland's finance team are focused on showing you how easy it can be.

Find out more about the options available from Heartland Ford below for both individuals and business.

myFord FINANCE1 makes choosing the right vehicle and finding the right financial package simple. Whether you’re a private purchaser or selecting a vehicle for business use, we have a wide range of flexible finance and lease products that can be tailored to meet your needs.

  Products Benefits
Personal Financial Options
  • Consumer loan
  • Suitable for non-business customers
  • Fixed interest rates and flexible loan terms including balloon repayments
  • Fixed payments for budgeting purposes with the option to make additional payments, potentially lowering the interest payable and reducing the loan term
Business Financial Options
  • Chattel mortgage
  • Commercial hire purchase
  • Finance lease
  • Novated lease
  • Retain capital for other business needs
  • Flexible loan terms including balloon repayments
  • Fixed payments for budgeting purposes
  • Possible tax advantages
  • Preserve banking facilities for other needs

 


Financial solutions to meet your individual needs

Financial solutions to meet your individual needs

Contract completion

End of contract
At the end of your myFord FINANCE contract you have two options.

Financial solutions to meet your individual needs

Refinance your vehicle

Option one
If applicable refinance the balloon payment for up to three more years.

Financial solutions to meet your individual needs

Own your vehicle

Option two
Make the final payment and keep your vehicle.


The right car needs the right financial package to complement your lifestyle

Product Features Consumer Loan Chattel Mortgage Commercial Hire Purchase Finance lease Novated lease
Private Use - - - -
Vehicle Ownership At Contract End Choices available1 Choices available1
Business Use -
Term – Months 12 to 84 12 to 60 12 to 60 12 to 60 12 to 60
Deposit Optional Optional Optional - -
Fixed Repayments
Fixed Interest Rates Not applicable Not applicable
Balloon/Residual Payment

 

[1]  Choices available at the end of lease: Offer to purchase the vehicle (subject to our agreement); or – return the vehicle and recompense us for any loss on sale (and be remitted any profit).